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Terms of Use

Effective from 1 June 2025

1. Acceptance of Terms

By accessing or using kalkuluju.com, you agree to these Terms of Use. If you do not agree, please do not use the website.

2. Informational Purpose Only

All calculators and converters on this website are provided for informational and educational purposes only. Results are estimates based on the inputs you provide and the formulas used. They do not constitute financial, investment, tax, legal, medical, or any other professional advice.

Always consult a qualified professional before making any decisions based on calculator results.

3. No Warranty on Accuracy

We strive to keep calculators accurate and up to date, but we make no warranty — express or implied — regarding the accuracy, completeness, or fitness for a particular purpose of any results. Formulas, rates, and assumptions may differ from those applicable in your specific situation.

4. Limitation of Liability

To the fullest extent permitted by law, we are not liable for any direct, indirect, incidental, or consequential damages arising from your use of, or reliance on, the results produced by any calculator on this website.

5. Permitted Use

You may use this website for personal, non-commercial purposes. You may not:

6. Third-Party Services

This website may display advertisements via Google AdSense and may use analytics tools. These third-party services have their own terms and privacy policies. We are not responsible for their content or practices.

7. Changes to the Website or These Terms

We may modify, suspend, or discontinue any part of this website at any time without notice. We may also update these Terms of Use at any time — the current version is always available on this page with the effective date shown above.